Insurance Requirements for Hirers
Studio At The Mill is a venue available for short-term hire.
Studio At The Mill does not provide insurance cover for hirers, their businesses, employees, contractors, customers, stock, equipment or activities taking place at the venue.
1. Hirer's Responsibility
The hirer is responsible for arranging any insurance cover appropriate to their business, booking and activities.
Depending on the nature of the booking, this may include:
Public Liability Insurance
Employers' Liability Insurance, where legally required
Insurance covering stock, products, equipment and personal belongings
Cover for employees, contractors and other personnel engaged by the hirer
Any other insurance required by law or appropriate to the activities being carried out
The hirer should ensure that their insurance remains valid for the full duration of their booking, including any agreed setup and breakdown periods.
2. Public Liability
For bookings involving members of the public, customers, guests or other third parties, Studio At The Mill may require the hirer to hold appropriate Public Liability Insurance.
Where requested, the hirer must provide evidence of valid insurance before the booking takes place.
The level of cover required may vary depending on the nature and scale of the booking. Studio At The Mill reserves the right to request evidence of appropriate cover before confirming or allowing a booking to proceed.
3. Employers' Liability
Where the hirer employs staff, the hirer is responsible for arranging Employers' Liability Insurance where required by law.
This includes staff working at Studio At The Mill, including retail staff, event staff, contractors or other personnel engaged by the hirer.
4. Stock & Equipment
Studio At The Mill does not accept responsibility for loss of or damage to the hirer's stock, products, equipment, personal belongings or other property unless such responsibility is expressly agreed in writing.
Hirers are responsible for arranging appropriate cover for their own property and stock.
Where Studio At The Mill supplies equipment as part of a booking, the hirer remains responsible for taking reasonable care of that equipment throughout the hire period and may be liable for loss or damage caused by their use of it.
5. Activities & Events
The hirer is responsible for ensuring that all activities carried out during their booking are lawful, appropriately insured and suitable for the venue.
The hirer is responsible for obtaining any licences, permissions or consents required for their particular activity.
This may include, where applicable:
Sale of alcohol
Entertainment or music
Food and drink
Public events
Markets or multi-vendor events
Temporary structures or specialist equipment
Any other regulated activity
Studio At The Mill must be informed of any proposed activity that may require additional licences, permissions, safety measures or insurance.
6. Third-Party Suppliers
Where the hirer uses external suppliers, contractors, entertainers, caterers, security staff, production companies or other third parties, the hirer is responsible for ensuring that those parties have appropriate insurance and are suitably qualified for the work they are carrying out.
Studio At The Mill may request evidence of insurance or other relevant documentation where appropriate.
7. Evidence of Insurance
Where insurance is required for a booking, Studio At The Mill may request a copy of the hirer's insurance certificate before access to the venue is provided.
If the required evidence is not provided, Studio At The Mill reserves the right to postpone or cancel the booking in accordance with the Booking Terms & Conditions.
8. Responsibility for Guests & Customers
The hirer is responsible for the conduct and safety of their customers, guests, staff, contractors and other visitors during their booking, subject to Studio At The Mill's own responsibilities as venue operator.
The hirer must take reasonable steps to ensure that their activities do not create unnecessary risk to people or property at the venue.
9. Damage to the Venue
The hirer is responsible for any damage to the venue, fixtures, fittings or equipment caused by the hirer, their staff, contractors, customers, guests or suppliers, subject to the Booking Terms & Conditions.
Any applicable deposit or damage charge will be dealt with in accordance with the Booking Terms & Conditions.
10. No Insurance Provided by Studio At The Mill
Booking Studio At The Mill does not provide the hirer with insurance cover.
Hirers should seek advice from an appropriately authorised insurance broker or insurer to determine what insurance they require for their business and activities.
11. Part of the Booking Terms & Conditions
These Insurance Requirements for Hirers form part of the Studio At The Mill Booking Terms & Conditions.
By making a booking with Studio At The Mill, the hirer confirms that they have read, understood and agreed to these Insurance Requirements for Hirers, together with the full Booking Terms & Conditions.
The hirer is responsible for ensuring that they meet all applicable insurance requirements before and throughout their booking.
Studio At The Mill reserves the right to amend its insurance requirements depending on the nature, scale and circumstances of an individual booking. Any additional requirements applicable to a particular booking will be communicated to the hirer in advance.